Last Updated: October 19, 2025 | Effective Date: January 1, 2025
Welcome to Finance Profit Stream. By accessing financeprofitstream.com or using our financial services, you agree to comply with these Terms and Conditions. Please read them carefully before using our website or scheduling services at 1516 Carroll Ave, St Paul, MN 55104.
By accessing or using our website, subscribing to newsletters, submitting contact forms, or requesting consultations for Personal Loans, Credit Loans, Mortgage Loans, Wealth and Investment Planning, Tax Advisory, or Insurance Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our site or services. We reserve the right to modify these Terms at any time; continued use after changes constitutes acceptance.
Our services are available to individuals 18 years and older who are legal residents of the United States. Loan, investment, tax, and insurance products are subject to eligibility requirements, credit approval, underwriting guidelines, and state-specific regulations. Nothing on this website constitutes a firm offer of credit or guarantee of approval. Rates, terms, and availability (e.g., personal loans from 5.99% APR) are subject to change without notice and may vary based on creditworthiness, income, collateral, and market conditions. All consultations are for educational purposes and do not create a fiduciary relationship until a written client agreement is executed.
You agree to provide accurate, current, and complete information when submitting forms and to update information as needed. You will not use our site to transmit unlawful, fraudulent, or harmful content, attempt to gain unauthorized access, or interfere with site operations. You are responsible for maintaining confidentiality of any account credentials and for all activities under your account. Misrepresentation of information may result in denial of services and termination of access.
Content on financeprofitstream.com — including blog articles, calculators, and general information — is provided for educational and informational purposes only and does not constitute professional financial, investment, tax, or legal advice. While our advisors are licensed professionals, blog posts such as “How to Build an Emergency Fund” or “Personal Loans vs Credit Cards” are general guidance and not tailored to your specific situation. Always consult a qualified Finance Profit Stream advisor at +1 651-433-6585 or contact@financeprofitstream.com for personalized advice. Past performance does not guarantee future results; investing involves risk including loss of principal.
All content on this site — including text, graphics, logos (Finance Profit Stream), images, design, and software — is owned by Finance Profit Stream or its licensors and protected by U.S. copyright, trademark, and intellectual property laws. You may view and print pages for personal, non-commercial use only. You may not reproduce, distribute, modify, or create derivative works without prior written consent. Unauthorized use may result in legal action.
By subscribing to our newsletter, you consent to receive periodic emails about financial tips, product updates, and promotions. You can unsubscribe at any time by clicking the unsubscribe link in any email, using the Unsubscribe form linked in our footer and homepage banner, or contacting us directly. Unsubscribe requests are processed within 10 business days per CAN-SPAM Act compliance. We do not spam; we honor all opt-out requests promptly.
Our website may contain links to third-party sites, map embeds, or lender portals. We are not responsible for their content, accuracy, or privacy practices. Interaction with third parties is at your own risk. Referral to external lenders or insurers does not imply endorsement, and terms are governed by those providers.
To the fullest extent permitted by law, Finance Profit Stream, its officers, employees, and affiliates shall not be liable for indirect, incidental, consequential, or punitive damages arising from your use of the site or reliance on its content, even if advised of the possibility of such damages. Our total liability shall not exceed $100 or the amount you paid to use our services, whichever is greater. Some states do not allow limitation of liability, so these limits may not apply to you.
You agree to indemnify and hold harmless Finance Profit Stream from any claims, losses, or expenses (including attorneys' fees) arising from your violation of these Terms, misuse of the site, or infringement of third-party rights.
These Terms are governed by the laws of the State of Minnesota, without regard to conflict of law principles. Any disputes arising from these Terms or our services shall be resolved in the state or federal courts located in Ramsey County, Minnesota. You agree to first attempt informal resolution by contacting us at contact@financeprofitstream.com for 30 days before pursuing legal action. Class action waivers apply to the extent permitted by law.
We reserve the right to terminate or suspend access to our site or services at our discretion, without notice, for conduct violating these Terms or harmful to other users or us.
For questions about these Terms and Conditions, contact us at:
Finance Profit Stream
1516 Carroll Ave, St Paul, MN 55104, USA
Phone: +1 651-433-6585
Email: contact@financeprofitstream.com
Website: financeprofitstream.com
Important: Loan rates and terms displayed are examples for illustration and not a commitment to lend. All applications subject to verification, credit review, and final underwriting approval. Equal Housing Lender. NMLS ID available upon request.